Other financial information

For family members aged 18 and above you pay a healthcare contribution to the CAK. This is a fixed contribution under the Healthcare Insurance Act (Zvw). This contribution is determined annually by the Minister for Health, Welfare and Sport.

The healthcare contribution is adjusted using the country of residence factor, as the costs of medical care differ from one country to another. What you ultimately pay therefore depends on the country you live in. Find more information at What is a country of residence factor? 

A healthcare benefit is a contribution towards the costs of your Dutch health insurance. Whether you receive a healthcare benefit depends on your and your partner’s income. You may also be able to receive a healthcare benefit for your partner if your partner is co-insured with you and is registered with us.

Your co-insured children aged 18 and over can apply for a healthcare benefit independently. See the Tax and Customs Administration (Belastingdienst.nl) website for the conditions and more information.