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Other financial information


Do you have other questions about financial matters, like how much healthcare contribution you will have to pay?

What do I pay for my family members?

For family members aged 18 and above you pay a healthcare contribution to the CAK. This is a fixed contribution under the Healthcare Insurance Act (Zvw). This contribution is determined annually by the Minister for Health, Welfare and Sport.

The healthcare contribution is adjusted using the country of residence factor, as the costs of medical care differ from one country to another. What you ultimately pay therefore depends on the country you live in. Find more information at What is a country of residence factor?

Can my family members apply for a healthcare benefit?

A healthcare benefit is a contribution towards the costs of your Dutch health insurance. Whether you receive a healthcare benefit depends on your and your partner’s income. You may also be able to receive a healthcare benefit for your partner if your partner is co-insured with you and is registered with us.

Your co-insured children aged 18 and over can apply for a healthcare benefit independently. See the Tax and Customs Administration (Belastingdienst.nl) website for the conditions and more information.

Can I apply for a payment arrangment?

Yes, you can. Have you received an annual statement or invoice? And are you not able to pay the amount all at once? You can - under certain conditions - apply for a payment arrangment.

I receive debt counseling. What does that mean for my healthcare contribution?

When you work in the Netherlands, you can apply for debt counseling in the Netherlands. This is called Minnelijke Schuldsanering Natuurlijke Personen (MSNP). If your debt counselor is affiliated with the Nederlandse Vereniging voor Volkskrediet (NVVK), we will cancel part of your outstanding debt. This is the amount that remains after we have receive through the MSNP.

Do your receive assistance in repaying your debts in your country of residence? Then we will assess your situation separately. Participation in a statutory debt counseling schem differs per country.