Will I remain insured if I go to study abroad for more than a year, but not to an EU/EEA country or Switzerland?

That depends on a number of factors. In many cases you are obliged to retain your Dutch health insurance.

Treaty country or not?

I am going to study in a non-treaty country

Do not cancel your health insurance in the Netherlands. You remain entitled to care in accordance with the terms and conditions of your Dutch health insurance policy. Ask your health insurer about the cover available abroad under your Dutch health insurance policy. Take out supplementary insurance if necessary. You may not stop your health insurance, even if you are insured via the university in your country of study. As long as you have health insurance in the Netherlands, you also retain your right to a healthcare benefit.

I am going to study in a treaty country, but not an EU/EEA country or Switzerland

Do not cancel your health insurance in the Netherlands. Apply to your health insurer in the Netherlands for an E106. This entitles you to medical care in the country where you are studying. Care will be provided and costs refunded in accordance with the rules and rates that apply in your country of study.

You also remain entitled to care in accordance with the terms and conditions of your Dutch health insurance policy. You may not stop your health insurance, even if you are insured via the university in your country of study. As long as you have health insurance in the Netherlands, you also retain your right to a healthcare benefit.

Please note: Are you going to work in your country of study or undertake a paid traineeship? If so, you are usually unable to remain insured in the Netherlands. Always contact the Sociale Verzekeringsbank (SVB.nl/en) and ask them whether you will remain insured under the Long-Term Care Act (Wlz).

Insured or not under the Wlz?

I will remain insured under the Wlz

In that case you are obliged to have Dutch health insurance. You also retain your right to a healthcare benefit.

I will no longer be insured under the Wlz

In that case cancel your health insurance as soon as possible. You should also immediately stop your healthcare benefit. Enquire in your country of study about the insurance you need to take out there.

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