What steps should I take?

Notify your benefit or pension authority in advance that you are moving. You may not retain your entitlement to benefit or pension if you move abroad. Your benefit or pension authority can tell you more about this.

Moving date

In most cases, the Dutch benefit or pension authority informs our organisation about your moving date, but not always. It is therefore important that you also specify the correct moving date to the CAK.

Inform your Dutch health insurance company about your intended move abroad. Do so as soon as your date of relocation is known.

Your health insurer terminates your existing health insurance as of the date of your move and stops the collection of the premium. Ask your health insurer for the consequences of your move for any additional insurance(s).

Register your move officially as soon as you know when you are moving.

Check with the embassy or consulate of your new country of residence which documents you need.

Go to Apply for a document S1/form 121 and fill in the application form. We process your application within 4 weeks. If you are entitled to medical care in your country of residence, we will register you as a treaty-entitled person. In that case we will send you the document S1/form 121. This allows you to register with a local health insurance fund.

​Healthcare contribution

Once you have been registered with the CAK as a treaty-entitled person, your benefit or pension authority will deduct the healthcare contribution to your benefit or pension. You pay this contribution for medical care in your new country of residence. The amount is similar to the health insurance premium paid by residents of your new country of residence.

Family members

Do your family members move with you and do they not have benefits, pensions or work? Please indicate their names on your application form S1/121. For all treaty countries, the local health care organisation of the country of residence determines the right to co-insurance. You will have to pay a separate heathcare contribution for you co-insured familie members aged 18 and over. For family members who are not entitled to co-insurance, you must take out health insurance yourself. Read more about co-insurance for your family members

Healthcare contribution

You pay a healthcare contribution to the CAK for yourself and for your co-insured family members. We will have this amount deducted from your pension or benefit.

Have you received a document S1/form 121 from us? Then you can register with a local health insurance fund or health insurance company. Only after registration can you use medical care in your country of residence.