Notify your benefit or pension authority in advance that you are moving. You may not retain your entitlement to benefit or pension if you move abroad. Your benefit or pension authority can tell you more about this.
In most cases, the Dutch benefit or pension authority informs our organisation about your moving date, but not always. It is therefore important that you also specify the correct moving date to the CAK.
Inform your Dutch health insurance company about your intended move abroad. Do so as soon as your date of relocation is known.
Your health insurer terminates your existing health insurance as of the date of your move and stops the collection of the premium. Ask your health insurer for the consequences of your move for any additional insurance(s).
If you are (still) working in the Netherlands, you cannot cancel your health insurance. You can also not register with the CAK. Do you live in a treaty country? Please request a document S1/form 106 from your Dutch health insurance company for your medical care in your country of residence.
Go to Apply for a document S1/form 121 and fill in the application form. We process your application within 4 weeks. If you are entitled to medical care in your country of residence, we will register you as a treaty-entitled person. In that case we will send you the document S1/form 121. This allows you to register with a local health insurance fund.
Once you have been registered with the CAK as a treaty-entitled person, your benefit or pension authority will deduct the healthcare contribution to your benefit or pension. You pay this contribution for medical care in your new country of residence. The amount is similar to the health insurance premium paid by residents of your new country of residence.
Do your family members move with you and do they not have benefits, pensions or work? Please indicate their names on your application form S1/121. For all treaty countries, the local health care organisation of the country of residence determines the right to co-insurance. You will have to pay a separate heathcare contribution for you co-insured familie members aged 18 and over. For family members who are not entitled to co-insurance, you must take out health insurance yourself. Read more about co-insurance for your family members
You pay a healthcare contribution to the CAK for yourself and for your co-insured family members. We will have this amount deducted from your pension or benefit.
Have you received a document S1/form 121 from us? Then you can register with a local health insurance fund or health insurance company. Only after registration can you use medical care in your country of residence.
Are you moving to Spain? You will need, among other things, a NIE number (evidence that you are an EU citizen, in Spanish only) to register with a Spanish health insurance company. Take into account long waiting times. Please contact the Spanish consulate (Spanish and Dutch only) in advance to inform about any more documents you need when emigrating and make appointments online.