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Healthcare and reimbursement


If your family members are insured through the CAK, what kind of healthcare will be reimbursed in their country of residence? And what happens if they need healthcare in the Netherlands or another country? You can read all about medical care and reimbursement here.

See also

  • Insuring your family members
  • Financial information

In their country of residence

Your family will be reimbursed for medical care in their country of residence according to the rules that apply there. You can ask the local health insurer what is and is not reimbursed.

All about care in country of residence

In the Netherlands

Does your family live in an EU/EEA Member State, Switzerland or the United Kingdom? Then they are also insured in the Netherlands. This covers all the healthcare included in the basic package.

All about care in the Netherlands

Within Europe

Does your family live in an EU/EEA Member State, Switzerland or the United Kingdom? Then they are also insured for medically necessary care in a number of other European countries.

All about care within Europe

Outside Europe

Your family members are not insured for healthcare in countries with which the Netherlands does not have an agreement. Take out supplementary or travel insurance for this purpose. One exception is Australia.



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The Netherlands has good social services and good care for everyone. We are proud to contribute to this by carefully performing our statutory tasks.

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If you are insured through the CAK, you are also insured for medical care in Australia. You will need to apply for a Medicare card prior to departure. More information can be found at Services Australia.