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Care and reimbursement in the Netherlands


Do your family members live in an EU/EEA Member State, Switzerland or the United Kingdom? Then they are also insured in the Netherlands. This covers all the healthcare included in the basic package.

Applying for an EHIC

Good to know

  • Your family members use the European Health Insurance Card (EHIC) provided by the CAK in the Netherlands. You need apply for this card for them online.
  • Your family members are insured for all the healthcare included in the basic package. You can find out what is and is not reimbursed by looking on the Zilveren Kruis website.
  • This insurance is covered by the healthcare contribution.
  • You will need to pay for any supplementary or travel insurance yourself.
  • Claims should be submitted to the Zilveren Kruis (Groep Buitenlands Recht). For example, if you have to pay a bill upfront yourself.
  • Separate arrangements apply to residents of North Macedonia.

Tip

Are your family members insured via the CAK and do they live in Bosnia and Herzegovina, Cabo Verde, Montenegro, Morocco, Serbia, Tunisia or Turkey? In that case, they are not insured for medical care in the Netherlands. We recommend that you take out supplementary or travel insurance when visiting the Netherlands.

Travelling to the Netherlands especially for medical treatment

Your family members can also travel to the Netherlands for treatment, such as operations. No approval is needed for that. The costs will be reimbursed according to the Dutch rules.

Find out more about medical treatment in the Netherlands

More information

  • Find out more about medical care in the Netherlands from the Zilveren Kruis (Groep Buitenlands Recht)

See also

  • Care in country of residence
  • Care in other European countries

Contact

Zilveren Kruis, groep Buitenlands Recht

About us

The Netherlands has good social services and good care for everyone. We are proud to contribute to this by carefully performing our statutory tasks.

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You are entitled to a reimbursement of the costs of basic healthcare in the Netherlands. However, you will not get an EHIC. You can submit the bills for healthcare costs incurred in the Netherlands to the Zilveren Kruis (Groep Buitenlands Recht [Foreign Law Unit]) after the event.