Calculate your 2025 healthcare contribution
Would you like to know what you will pay in 2025? Calculate your healthcare contribution with our calculation tool.
To the calculation aid (Dutch only)
The healthcare contribution
You pay a contribution for your health insurance to the Netherlands. We call this contribution the healthcare contribution. We have it deducted from your pension(s) or benefit. The healthcare contribution consists of:
- Fixed contribution - per insured person
- Zvw contribution - percentage of your income
- Wlz contribution - percentage of your income
- Country-of-residence factor - varies by country
The calculation
You pay a fixed contribution for yourself and for every insured family member of 18 years and older. The Zvw and Wlz contributions are a percentage of your income. We multiply the total contribution by a country-of-residence factor. This factor eliminates the difference in care between your country-of-residence and the Netherlands.
Fixed contribution x number of family members
Zvw-% x income
Wlz-% x income
------------------------------------------ +
Subtotal x country-of-residence factor= healthcare contribution
Do you have more than 1 income (e.g. AOW pension + supplementary pension)? Then we will deduct the Zvw and Wlz contributions from both incomes. The fixed contribution will only be deducted from your AOW pension.
Calculation aid
With our calculation tool you can calculate what you will pay approximately in the year 2025. The exact monthly amounts will show on your first benefit specification(s) from the SVB, your pension fund or the UWV.