You can find here an overview of statutory pensions and benefits in the Netherlands. If you receive one of these pensions or benefits and live in a treaty country, register with the CAK as a treaty-entitled person.
You pay a healthcare contribution for the right to medical care in your country of residence. Your country of residence settles your healthcare costs with the Netherlands. This has been agreed with a number of countries. Therefore, you do not pay a health premium to the local health insurance company for basic care in your country of residence. Instead, you pay a healthcare contribution to the Netherlands.
The information is for pensioners and beneficiaries only. For information on the healthcare contribution for family members of employees, please check this page.
The costs of healthcare abroad are often different than they are in the Netherlands. What healthcare is insured and what not, also differs. In some cases that means that healthcare is more expensive in your country of residence, but generally the healthcare is cheaper. We refer to the ratio between the costs in the two countries as the country of residence factor.
A country of residence package is a package of healthcare facilities and services you and your co-insured family members are entitled to in your country of residence. By healthcare services, we mean, for example, costs of the general practicioner, medicines and hospitalisations. Each country has a different country of residence package.
The coverage of the country of residence package is the same as the statutory healthcare package in that country. In the Netherlands, for example, this is the basic health insurance. You are therefore entitled to reimbursement of the same healthcare as other residents of that country. You also have the same duties: if your country of residence has an own risk or contribution, the same applies to you.
We can apply a number of tax credits to the Wlz part of your healthcare contribution, but only if we have the required information. Sometimes you have to apply for the tax credit yourself.
Are you entitled to tax credits? We can only deduct it from the Wlz part of your healthcare contribution. However, your Wlz part can never be lower than 0. For example, if your tax credit is EUR 800 and your Wlz contribution is EUR 700, we set your Wlz contribution to EUR 0.
Has your relative passed away? We are sorry for your loss. Did your deceased relative pay a healthcare contribution for himself and/or family members? Then the health insurance fund in the country of residence or the SVB/UWV will report this to to us. We will then stop collecting the healthcare contribution from the date of death.