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When you are in the process of emigrating to a foreign country, there is a lot on your mind. On this page, you can find out what steps you need to take to arrange health insurance in your new country of residence.

Do you live in an EU/EEA Member State, Switzerland or the United Kingdom? Then you are also insured for medically necessary care in a number of European countries.

If you have health insurance through the CAK (Central Administration Office), you are insured for healthcare costs in the country where you live. Read more on this page.

In your annual statement, the calculation of your healthcare contribution is set out in Annex A. You can find an example on this page.

Healthcare differs in every country. We take this into account using the country-of-residence factor. Find out all about the country-of-residence factor on this page.

There are different ways of paying the annual statement. You pay a final annual statement in one lump sum within 6 weeks. Read more on this page.

If you receive any of the Dutch pensions or benefits listed on this page, you are entitled to health insurance through the CAK.

If your family members have health insurance through the CAK, they are insured for healthcare costs in the country where they live.

You work in the Netherlands, but live with your family abroad. Because you work in the Netherlands, you have Dutch health insurance. You need to insure your family members through the CAK.

Healthcare differs in every country. We use the country of residence factor to take this into account. Find out all about the country-of-residence factor below.