You pay a treaty contribution to the CAK through your pension(s) or benefit. We sometimes apply tax credits to the treaty contribution.
The amount of this tax credit depends on your income and age. You get less tax credit as your income increases.
A special tax credit is available if your partner earns no or very little income. In some cases we apply this tax credit automatically, while in other cases you will need to apply for it.
You are entitled to the elderly person’s tax credit if you have reached the AOW (state pension) age in or before the care year concerned. Read more on this page.
There are different ways of paying the annual statement. You pay a final annual statement in one lump sum within 6 weeks. Read more on this page.
Has someone close to you died? We will gladly help you deal with the health insurance aspects. This page explains what we need from you and what you can expect.
On this page you will find an overview of the country of residence factors, nominal contributions Zvw and the income-dependent Wlz contributions for different years.
This page provides an overview of the amounts of all tax credits and the age and income limits for each year.
If you receive any of the Dutch pensions or benefits listed on this page, you are entitled to health insurance through the CAK.
If your family members have health insurance through the CAK, they are insured for healthcare costs in the country where they live.