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  3. The CAK took out a health insurance for me
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The CAK took out a health insurance for me


The CAK took out a health insurance for me. What happens next?

You did not respond to our letters to get a health insurance

When you do not take out a health insurance within a year, we do it on your behalf. You receive a letter from us that we took out a health insurance. You will also receive your health insurance policy from your health insurer.

You pay this insurance to us for 12 months.

Do you have an income in the Netherlands? Then we will deduct the health insurance premium from your salary. If not, the Centraal Justitieel Incasso Bureau (CJIB) will send you an invoice letter every month. This way your pay for your insurance premium.

Can I choose for a different Dutch health insurance?

No, you have this health insurance for at least 12 months. After the 12 months you can apply for a different health insurance, at the end of the year, before the 1st of january.

Read more about the health insurance we took out for you.

Request a Wlz assessment if you think you do not need Dutch health insurance

Do you suspect that a Dutch health insurance is not required for you? Then you need proof that you do not need Dutch health insurance. The Social Insurance Bank (SVB) can prove this for you, with a Wlz assessment.

Read more about the Wlz assessment and what happens next.

I don't think I need the health insurance that the CAK took out for me

You did not respond to our letters to get a health insurance

When you do not take out a health insurance within a year, we do it on your behalf. You receive a letter from us that we took out a health insurance. You will also receive your health insurance policy from your health insurer.

Request a Wlz assessment if you think you do not need Dutch Basic health insurance

Do you suspect that a Dutch health insurance is not required for you? Then you need proof that you do not need Dutch health insurance. The Social Insurance Bank (SVB) can prove this for you, with a Wlz assessment.

Read more about how to apply for the Wlz assessment.

How do I pay the premium for the health insurance the CAK took out for me?

You pay the premium to us for 12 months, through your income or to the Centraal Justitieel Incassobureau (CJIB). How you pay this premium depends on your situation. Unfortunately, it is not possible to pay your premium to us in any other way. You pay via your income or to the CJIB.

Read more about paying the premium for your health insurance.

When do I stop paying to the CAK and what happens then?

If we take out health insurance on your behalf, you will pay your premium to us for 12 months. This premium is € 165.58 per month (€ 172.33 in 2025). After these 12 months you will receive a message from your health insurer. From that moment on, you pay your health insurance premium yourself. We will send you a final statement after that.

Read more about when the premium stops and the final statement.




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