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  3. I don't think I need Dutch health insurance. What can I do?
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I don't think I need Dutch health insurance. What can I do?


You received a letter that you're uninsured. If you are in the Netherlands because you study here, or work for a foreign employer for example, this mandatory healthcare requirement may not apply to you. The Social Insurance Bank (SVB) can prove this for you, with a Wlz assessment.

Request a Wlz assessment if you think you do not need Dutch health insurance

The Social Insurance Bank (SVB) can do a Wlz assessment for you. Apply for the Wlz assessment on the SVB website. You can fill in the form online, if you have DigiD. Otherwise you need to print the form, fill it in, and send it by post. The address of the SVB is on the form.

Apply for the Wlz assessment on the SVB website.

What happens next?

Within 8 weeks the SVB will send you a letter with the result. If you are insured under the Wlz, you need to get a Dutch health insurance. You will get 6 weeks after the result, to get a Dutch insurance. If you are not Wlz insured, you do not need a Dutch health insurance. The SVB will also inform us about the result.

Did you already receive a fine?

Does the result of the Wlz assessment show that you did not need Dutch health insurance at the time of the fine, or at the time of our first letter? Then we will cancel the fine. And the CJIB will reimburse you if you already paid (part of) the fine.

Contact the Dutch municipality if you do not live here anymore

Please contact the municipality where you are registered. They can inform you about your registration, and whether or not you need to change or end it. Also you need to apply for a Wlz assessment.




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