Full description of flowchart about right health insurance
Main question: Do I have the right health insurance while studying in the Netherlands?
Find out by following these steps:
Step 1
Question: Are you from an EU/EEA country or a country from this list?
- Answer is YES: go to step 2A.
- Answer is NO: go to step 3A.
Step 2A
Question: Do you have a job in the Netherlands besides your studies? Or are you doing a paid internship?
- Answer is YES: go to required action 1.
- Answer is NO: go to step 2B.
Step 2B
Question: Can you get a European Health Insurance Card from your home country?
- Answer is YES: go to required action 3.
- Answer is NO: go to required action 2.
Step 3A
Question: Do you have a job in the Netherlands besides your studies or are you doing an internship that pays at least the Dutch minimum wage?
- Answer is YES: go to required action 1.
- Answer is NO: go to step 3B.
Step 3B
Question: Does your health insurance cover your costs in the Netherlands?
- Answer is YES: go to required action 3.
- Answer is NO: go to required action 2.
Required actions
Action 1:
Take out Dutch basic health insurance to make sure you’re properly covered. We have a full list of Dutch insurers on hetcak.nl/insurers
Action 2:
Action required: You need to get international or private health insurance to cover your medical costs in the Netherlands.
Action 3:
You are correctly insured. No further action required.
Disclaimer
Exceptions are possible. No rights can be derived from this flowchart. The Wlz assessment at the SVB will always give you a definitive answer about what you need to do in your situation.
List of countries
- Bosnia and Herzegovina
- Canada (excluding Quebec)
- Chile
- India
- Japan
- Cape Verde
- Jersey
- Guernsey
- Alderney
- Herm
- Jethou
- Macedonia
- Isle of Man
- Morocco
- Montenegro
- Serbia
- Tunisia
- Turkey
- Uruguay
- United Kingdom
- United States
- South Korea
- Switzerland