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Register for health assurance?

This is how it works

Living abroad with a pension or benefit


You are receiving a pension or a benefit from the Netherlands. And you live abroad or are going to emigrate. What does this mean for your health insurance? You then close one in the country where you live. If this is a treaty country, you arrange this via the CAK.

Arrange it yourself

  • Change or submit bank details
  • Change address
  • More Arrange it yourself

Register with the CAK

How do you register with us? Why do you have to register? And what about your family members?

All about registering

Care and reimbursement

What care are you insured for in your country of residence, in the Netherlands, in Europe and in other countries?

All about care and reimbursement

Financial information

How much do you pay for your health insurance? And when do you get an annual statement?

All about financial matters

Frequently asked questions

  • What is a treaty country?
  • With which pension or benefit am I insured through the CAK?
  • What is a healthcare contribution?
  • What is a country-of-residence factor?
  • How do I report a death?
  • How do I report a change of address?

Calculate your 2025 healthcare contribution

Would you like to know what you will pay in 2025? Calculate your healthcare contribution with our calculation tool.

On vacation? Don't forget your EHIC

Are you going on holiday soon? Or are you travelling within Europe for another reason? Don't forget to bring your European Health Insurance Card (EHIC).


About us

The Netherlands has good social services and good care for everyone. We are proud to contribute to this by carefully performing our statutory tasks.

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Do you want to visit our office? We will be happy to talk to you.

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Countries that have agreements with the Netherlands on health insurance in the event of migration. Find out more