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Living abroad with a pension or benefit


Are you receiving a pension or a benefit from the Netherlands? And do you live abroad or are you going to emigrate soon?

Then you arrange your health insurance through the CAK if you meet the conditions.

Do I have to insure myself through the CAK?

Do the check

Arrange it yourself

  • Changing your bank details
  • Changing your address
  • Claiming healthcare costs
  • Changing your email address
  • Payment arrangement
  • Contact us
  • More ...

All the details about

  • Registering with the CAK
  • Healthcare and reimbursement
  • Financial information

Info about your country

Belgium      Germany

France        Morocco

Spain          Turkey

Other countries

Frequently asked questions

What is a treaty country?

With which pension or benefit am I insured through the CAK?

What is a healthcare contribution?

What is a country-of-residence factor?

How do I report a death?

News

New in Mijn CAK: set your language preference

Would you rather choose whether we include a translation with the letters you receive from us? You can! You can now easily set your language preference in My CAK.

5 November 2025

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The Netherlands has good social services and good care for everyone. We are proud to contribute to this by carefully performing our statutory tasks.

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Countries that have agreements with the Netherlands on health insurance in the event of migration. Find out more

- Pension or benefit from the Netherlands

- Only valid in the EU/EEA, Switzerland and UK

- No own business or employment

More information