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Health insurance abroad


Almost everyone who lives and/or works in the Netherlands is insured for care costs through the Long-term Care Act (Wlz) and the Zorgverzekeringswet (Zvw). This usually stops when you move abroad. In some situations, you and/or your family members are entitled to medical care in your new country of residence at the expense of the Netherlands. You will then be covered by the Healthcare Abroad Scheme.

Your situation

  • I live abroad with a pension or benefit from the Netherlands
  • I work in the Netherlands and live abroad with my family
  • I live and work in the Netherlands, my family lives abroad
  • I am studying or doing an internship abroad
  • I want to apply for an EHIC

Latest news

Visit the CAK at the Emigration Expo

Are you going to emigrate? Or just curious about the possibilities? Then visit the Emigration Expo in Expo Houten April 1 and 2. The CAK is also present to answer all your questions about your health insurance abroad.

A well prepared move

Study, work, entrepreneurship or enjoying a well-earned retirement. Whatever you are going to do abroad, you want to be well prepared when you cross the border. At the Emigration Expo you will find information about emigration and all that is involved, conveniently in one place. For example, will you need a visa, how do you buy a house, how will you find work and what about your health insurance?

Information stands en presentations

More than 200 exhibitors from the Netherlands and abroad can be found at the Expo. A large number of countries are present, but also organizations such as DUO (studying and internship), Municipality of The Hague (voting abroad), Netherlands Worldwide, UWV and the CAK. In addition, there are more than 100 free presentations by specialists, experts by experience and emigrants.

CAK

In certain situations, the Netherlands remains responsible for your health insurance if you move abroad. You will then have to deal with the CAK. Want to know more? Have a look:

  • Scheme for pensioners and beneficiaries
  • Scheme for family members of employees

Travelling abroad? Apply for an EHIC on time

Are you planning to go on holiday? Or are you travelling within Europe for a different reason? Don't forget to bring your European Health Insurance Card (EHIC). With the EHIC you will get medically necessary care if you get ill while staying in another European country. The card is also valid in the Netherlands, but not in your country of residence. You can apply for the 2022 EHIC starting October 15.

Apply for an EHIC

Everyone registered with us as a treaty-entitled person and living in the EU, Liechtenstein, Norway, Iceland, Switzerland of the United Kingdom can apply for an EHIC with us. You do so by filling out the online application form. You will receive the card within 3 weeks by mail. There is no extra charge.

More than 2 years with the CAK?

Have you applied for the EHIC with us for the last 2 years? Then the new card for 2022 will be sent automatically to you in October. You don't have to apply yourself.

Healthcare with the EHIC

The EHIC is only valid in the EU, Liechtenstein, Norway, Iceland, Switzerland or the United Kingdom. You cannot use the EHIC in your country of residence. You will receive only medically necessary care with the EHIC. We advise you to take out additional or travel insurance for extra care.

Read more about the CAK EHIC

Self service

  • Contact form
  • Change address or personal details (pdf, 535 kB)
  • Change or notify bank details (pdf, 499 kB)

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