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If you have a pension or benefit from the Netherlands and live in a treaty country, then you have to arrange and pay for your health insurance through the CAK. This way, you are always insured for medical care in your country of residence.

The amount of this tax credit depends on your income and age. You get less tax credit as your income increases.

You are entitled to the elderly person’s tax credit if you have reached the AOW (state pension) age in or before the care year concerned. Read more on this page.

Has someone close to you died? We will gladly help you deal with the health insurance aspects. This page explains what we need from you and what you can expect.

Tell us about your move either online or by post. Your move may impact your health insurance, depending on the country you're moving to. Find out more about this on this page.

Are you unable to pay a bill in one go? This can happen to all of us. On this page you'll find information about the payment arrangement with the CAK.

In this summary, you will find the designated health insurance provider or authority for each country.

Do you disagree with a decision we have made? For example, is the start date incorrect, or do you think we have made a mistake in the calculation? In that case, you can object to the decision.

Do you have health insurance through the CAK? And do you live in an EU/EEA Member State, Switzerland or the United Kingdom? Then you are also insured in the Netherlands.

These are the contact details for the Health Insurance Abroad scheme. This is for customers who live abroad and receive a pension or benefit from the Netherlands, and for cross-border workers.