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If you have a pension or benefit from the Netherlands and live in a treaty country, then you have to arrange and pay for your health insurance through the CAK. This way, you are always insured for medical care in your country of residence.

The amount of this tax credit depends on your income and age. You get less tax credit as your income increases.

You are entitled to the elderly person’s tax credit if you have reached the AOW (state pension) age in or before the care year concerned. Read more on this page.

Has someone close to you died? We will gladly help you deal with the health insurance aspects. This page explains what we need from you and what you can expect.

Tell us about your move either online or by post. Your move may impact your health insurance, depending on the country you're moving to. Find out more about this on this page.

As of 1 January 2023, the calculation method for the country of residence factor that we apply to the healthcare contribution have changed.

Do you have health insurance through the CAK? And do you live in an EU/EEA Member State, Switzerland or the United Kingdom? Then you are also insured in the Netherlands.

Good news: the new European Health Insurance Card (EHIC) is coming soon! Everyone receives the card automatically, so there is no need to call us. As long as we have your address details on file, we will handle the rest. Please only contact us if you have not received the new card by December.

Do you have a family member, informal caregiver, or someone else who helps you manage your paperwork? You can grant that person access to 'Mijn CAK' using DigiD Authorization.

You pay a healthcare contribution for basic healthcare in the country where you live. And if you live in an EU/EEA Member State, Switzerland or the United Kingdom, you are also insured for basic healthcare in the Netherlands and medically necessary care in a number of European countries.