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Country-of-residence factors and Zvw contributions

On this page you will find an overview per year and per country of the country-of-residence factors and the nominal (fixed) contribution to the Health Insurance Act (Zvw).

Health insurance abroad
Cross-border worker with family

Why the CAK?

If you're insured in the Netherlands and your family have no or little income of their own,  the Netherlands is also responsible for the healthcare costs of your family. They are then insured through the CAK.

Health insurance abroad
Cross-border worker with family
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About us

The Netherlands has good social services and good care for everyone. We are proud to contribute to this by carefully performing our statutory tasks.

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Do you want to visit our office? We will be happy to talk to you.

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Everyone must be able to find, view and use the CAK website. That is why the CAK pays a lot of attention to accessibility.

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