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As of 1 January 2023, the calculation method for the country-of-residence factor that we apply to the healthcare contribution has changed. Read here how and why.

Good news: the new European Health Insurance Card (EHIC) is coming soon! Everyone receives the card automatically, so there is no need to call us. As long as we have your address details on file, we will handle the rest. Please only contact us if you have not received the new card by December.

Do you have a family member, informal caregiver, or someone else who helps you manage your paperwork? You can grant that person access to 'Mijn CAK' using DigiD Authorization.

On this page you will find an overview per year and per country of the country-of-residence factors and the nominal (fixed) contribution to the Health Insurance Act (Zvw).