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There are different ways of paying the annual statement. You pay a final annual statement in one lump sum within 6 weeks. Read more on this page.

Has someone close to you died? We will gladly help you deal with the health insurance aspects. This page explains what we need from you and what you can expect.

On this page you will find an overview of the country of residence factors, nominal contributions Zvw and the income-dependent Wlz contributions for different years.

This page provides an overview of the amounts of all tax credits and the age and income limits for each year.

If you receive any of the Dutch pensions or benefits listed on this page, you are entitled to health insurance through the CAK.

If your family members have health insurance through the CAK, they are insured for healthcare costs in the country where they live.

If you're insured in the Netherlands and your family have no or little income of their own,  the Netherlands is also responsible for the healthcare costs of your family. They are then insured through the CAK.

You work in the Netherlands, but live with your family abroad. Because you work in the Netherlands, you have Dutch health insurance. You need to insure your family members through the CAK.

Healthcare differs in every country. We use the country of residence factor to take this into account. Find out all about the country-of-residence factor below.

You pay a healthcare contribution for basic healthcare for your family members in the country where they live. And if they live in an EU/EEA Member State, Switzerland or the United Kingdom, they are also insured for basic healthcare in the Netherlands and medically necessary care in a number of European countries.