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If you receive any of the Dutch pensions or benefits listed on this page, you are entitled to health insurance through the CAK.

The rules for health insurance through the CAK may change. This can have consequences for people with an early retirement who want to apply in the future. A final decision has not yet been taken. We expect more clarity at the end of September.

The rules for health insurance through the CAK may change. This can have consequences for people with an early retirement who want to apply in the future. A final decision has not yet been taken. We expect more clarity at the end of September.

These questions concern an amendment to Annex XI of European Regulation No 883/2004. This amendment is expected to take effect on 1 November 2026. From that date, if you are on early retirement in an EU/EEA country or Switzerland, you will no longer be entitled to health insurance through the CAK.

These are the contact details for the Health Insurance Abroad scheme. This is for customers who live abroad and receive a pension or benefit from the Netherlands, and for cross-border workers.

We are available by phone Monday through Friday from 8:30 a.m. to 5 p.m.