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Do you have a family member, informal caregiver, or someone else who helps you manage your paperwork? You can grant that person access to 'Mijn CAK' using DigiD Authorization.

These questions concern an amendment to Annex XI of European Regulation No 883/2004. This amendment is expected to take effect on 1 November 2026. From that date, if you are on early retirement in an EU/EEA country or Switzerland, you will no longer be entitled to health insurance through the CAK.

You pay a healthcare contribution for basic healthcare in the country where you live. And if you live in an EU/EEA Member State, Switzerland or the United Kingdom, you are also insured for basic healthcare in the Netherlands and medically necessary care in a number of European countries.

If you receive any of the Dutch pensions or benefits listed on this page, you are entitled to health insurance through the CAK.